Side-by-side · Q2 2026 data
Sauk Valley Bank & Trust Company vs Millennium Bank
Metric by metric
| Measure | Sauk Valley Bank & Trust Company | Millennium Bank |
|---|---|---|
| TellerScore | 57 (stronger) | 33 |
| Capital cushion | 38 | 44 (stronger) |
| Loan quality | 71 (stronger) | 0 |
| Earnings | 52 (stronger) | 44 |
| Funding & liquidity | 59 (stronger) | 52 |
| Problem-loan coverage | 86 (stronger) | 31 |
| Peer percentile | 14th | 1st |
| Total assets | $790.8M | $844.5M |
| Deposits / shares | $670.1M | $693.2M |
| Capital ratio | 8.84% | 9.41% (stronger) |
| Problem loans | 0.87% (stronger) | 4.37% |
| Net charge-offs | -0.04% (stronger) | 0.24% |
| Return on assets | 0.81% (stronger) | 0.59% |
| Loans ÷ deposits | 80.9% (stronger) | 94.8% |
| Uninsured deposits | 33.5% | 26.6% (stronger) |
| Offices | 9 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.8% | — |
Sauk Valley Bank & Trust Company has the higher TellerScore (57 vs 33). On the 7 directional measures above (where higher or lower is clearly better), Sauk Valley Bank & Trust Company leads on 5 and Millennium Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.