Side-by-side · Q2 2026 data
Savannah Bank National Association vs Massena Savings and Loan
Metric by metric
| Measure | Savannah Bank National Association | Massena Savings and Loan |
|---|---|---|
| TellerScore | 66 | 73 (stronger) |
| Capital cushion | 39 | 100 (stronger) |
| Loan quality | 92 (stronger) | 57 |
| Earnings | 47 | 63 (stronger) |
| Funding & liquidity | 79 (stronger) | 50 |
| Problem-loan coverage | 97 (stronger) | 83 |
| Peer percentile | 31st | 53rd |
| Total assets | $187.2M | $199.9M |
| Deposits / shares | $170.3M | $148.2M |
| Capital ratio | 8.92% | 15.15% (stronger) |
| Problem loans | 0.23% (stronger) | 1.30% |
| Net charge-offs | -0.05% (stronger) | 0.11% |
| Return on assets | 0.66% | 1.09% (stronger) |
| Loans ÷ deposits | 52.8% (stronger) | 121.7% |
| Uninsured deposits | 33.9% | 12.8% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Massena Savings and Loan has the higher TellerScore (73 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Savannah Bank National Association leads on 3 and Massena Savings and Loan on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.