Savannah Bank National Association is a national bank headquartered in Savannah, New York, in business for about 101 years. At the end of Q2 2026 it reported $187.2M in total assets and $170.3M in deposits, with 5 offices.
Savannah Bank National Association has a TellerScore of 66 out of 100 (moderate) based on Q2 2026 data — higher than only 31% of its 2,650 banks with $100 million – $1 billion. Among 121 banks headquartered in New York, it ranks 55th. Problem-loan coverage contributes the most (97/100, 1.4%); capital cushion contributes the least (39/100, 8.92%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (61 → 66), mostly because the loan quality component improved by 13 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 61 |
| Q3 2024 | 59 |
| Q4 2024 | 58 |
| Q1 2025 | 55 |
| Q2 2025 | 61 |
| Q3 2025 | 60 |
| Q4 2025 | 55 |
| Q1 2026 | 55 |
| Q2 2026 | 66 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.57% |
| Q3 2024 | 8.38% |
| Q4 2024 | 8.28% |
| Q1 2025 | 8.45% |
| Q2 2025 | 8.60% |
| Q3 2025 | 8.61% |
| Q4 2025 | 8.68% |
| Q1 2026 | 8.61% |
| Q2 2026 | 8.92% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.48% |
| Q3 2024 | 0.57% |
| Q4 2024 | 0.63% |
| Q1 2025 | 1.03% |
| Q2 2025 | 0.63% |
| Q3 2025 | 0.69% |
| Q4 2025 | 1.19% |
| Q1 2026 | 1.05% |
| Q2 2026 | 0.23% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.50% |
| Q3 2024 | 0.44% |
| Q4 2024 | 0.41% |
| Q1 2025 | 0.50% |
| Q2 2025 | 0.68% |
| Q3 2025 | 0.62% |
| Q4 2025 | 0.55% |
| Q1 2026 | 0.38% |
| Q2 2026 | 0.66% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 66 | $187.2M | 8.92% | 0.23% | 0.66% | 52.8% |
| Q1 2026 | 55 | $192.6M | 8.61% | 1.05% | 0.38% | 52.6% |
| Q4 2025 | 55 | $189.5M | 8.68% | 1.19% | 0.55% | 53.7% |
| Q3 2025 | 60 | $186.3M | 8.61% | 0.69% | 0.62% | 54.3% |
| Q2 2025 | 61 | $190.2M | 8.60% | 0.63% | 0.68% | 53.7% |
| Q1 2025 | 55 | $185.8M | 8.45% | 1.03% | 0.50% | 54.4% |
| Q4 2024 | 58 | $182.8M | 8.28% | 0.63% | 0.41% | 54.0% |
| Q3 2024 | 59 | $182.9M | 8.38% | 0.57% | 0.44% | 55.3% |
| Q2 2024 | 61 | $171.5M | 8.57% | 0.48% | 0.50% | 57.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Federal Savings of MiddletownBank Middletown, NY | 89 out of 100, Very strong | $188.0M | 36.9% | 0.00% | vs |
| Bank of RichmondvilleBank Cobleskill, NY | 77 out of 100, Strong | $185.9M | 11.5% | 0.18% | vs |
| The Putnam County National Bank of CarmelBank Carmel, NY | 83 out of 100, Strong | $182.7M | 26.8% | 0.48% | vs |
| Gouverneur Savings and Loan AssociationBank Gouverneur, NY | 74 out of 100, Strong | $198.9M | 14.5% | 1.00% | vs |
| Massena Savings and LoanBank Massena, NY | 73 out of 100, Strong | $199.9M | 15.1% | 1.30% | vs |
| The First National Bank of DrydenBank Dryden, NY | 80 out of 100, Strong | $203.9M | 13.5% | 0.93% | vs |
Deposit insurance
Is my money safe at Savannah Bank National Association?
Yes. Savannah Bank National Association is an FDIC-insured institution (FDIC certificate #14619). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 33.9% of deposits ($57.6M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.92%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 19.06% (benchmark: 10%).
5 locations
Branches
Savannah Bank National Association lists 5 offices in 5 cities. Most locations:
- Auburn, NY (1)
- Fair Haven, NY (1)
- Port Byron, NY (1)
- Savannah, NY (1)
- Waterloo, NY (1)
Identity & history
Profile
- Legal name
- Savannah Bank National Association
- Former names
- The National Bank of Savannah
- Type
- National bank
- FDIC certificate #
- 14619
- RSSD ID
- 647414
- Primary regulator
- OCC
- Established
- January 1, 1925
- Headquarters
- 1565 N Main St, Savannah, NY 13146
- Website
- www.savannahbankny.com
- Employees
- 33
Quick answers
Savannah Bank National Association: common questions
Is Savannah Bank National Association FDIC insured?
Yes. Savannah Bank National Association is an FDIC-insured institution (FDIC certificate #14619). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Savannah Bank National Association's TellerScore?
66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Savannah Bank National Association ever failed?
There is no failure record for FDIC certificate #14619 in the FDIC failed bank list.
How many branches does Savannah Bank National Association have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Savannah
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Finger Lakes Federal Credit UnionCredit union Geneva, NY | 96 out of 100, Very strong | $259.5M | 15.1% | 0.10% | vs |
| Nucor Employee'S Credit UnionCredit union Florence, SC | 91 out of 100, Very strong | $68.2M | 19.7% | 0.61% | vs |
| ESL Federal Credit UnionCredit union Rochester, NY | 90 out of 100, Very strong | $10.8B | 16.4% | 0.90% | vs |
| Compass Federal Credit UnionCredit union Oswego, NY | 89 out of 100, Very strong | $101.5M | 15.3% | 0.46% | vs |
| Fulton Savings BankBank Fulton, NY | 88 out of 100, Very strong | $492.3M | 31.4% | 0.70% | vs |
| Auburn Community Federal Credit UnionCredit union Auburn, NY | 83 out of 100, Strong | $126.5M | 12.3% | 0.08% | vs |