Side-by-side · Q2 2026 data
Savannah Bank National Association vs Oswego County Federal Credit Union
Metric by metric
| Measure | Savannah Bank National Association | Oswego County Federal Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 63 |
| Capital cushion | 39 | 71 (stronger) |
| Loan quality | 92 (stronger) | 31 |
| Earnings | 47 | 70 (stronger) |
| Funding & liquidity | 79 | 82 (stronger) |
| Problem-loan coverage | 97 (stronger) | 77 |
| Peer percentile | 31st | 29th |
| Total assets | $187.2M | $152.5M |
| Deposits / shares | $170.3M | $132.7M |
| Capital ratio | 8.92% | 12.07% (stronger) |
| Problem loans | 0.23% (stronger) | 2.06% |
| Net charge-offs | -0.05% (stronger) | 0.39% |
| Return on assets | 0.66% | 1.24% (stronger) |
| Loans ÷ deposits | 52.8% (stronger) | 78.7% |
| Uninsured deposits | 33.9% | 3.8% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.8% |
Savannah Bank National Association has the higher TellerScore (66 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Savannah Bank National Association leads on 4 and Oswego County Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.