Side-by-side · Q2 2026 data
Savannah Bank National Association vs Pathfinder Bank
Metric by metric
| Measure | Savannah Bank National Association | Pathfinder Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 42 |
| Capital cushion | 39 | 46 (stronger) |
| Loan quality | 92 (stronger) | 0 |
| Earnings | 47 | 57 (stronger) |
| Funding & liquidity | 79 (stronger) | 76 |
| Problem-loan coverage | 97 (stronger) | 50 |
| Peer percentile | 31st | 3rd |
| Total assets | $187.2M | $1.5B |
| Deposits / shares | $170.3M | $1.2B |
| Capital ratio | 8.92% | 9.64% (stronger) |
| Problem loans | 0.23% (stronger) | 4.69% |
| Net charge-offs | -0.05% (stronger) | 0.48% |
| Return on assets | 0.66% | 0.94% (stronger) |
| Loans ÷ deposits | 52.8% (stronger) | 73.4% |
| Uninsured deposits | 33.9% | 24.5% (stronger) |
| Offices | 5 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Savannah Bank National Association has the higher TellerScore (66 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Savannah Bank National Association leads on 4 and Pathfinder Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.