Side-by-side · Q2 2026 data
Savannah Schools Federal Credit Union vs Interstate Credit Union
Credit union
Savannah Schools Federal Credit Union
Savannah, Georgia · Under $100 million in assets
Metric by metric
| Measure | Savannah Schools Federal Credit Union | Interstate Credit Union |
|---|---|---|
| TellerScore | 61 | 89 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 57 | 82 (stronger) |
| Earnings | 32 | 100 (stronger) |
| Funding & liquidity | 83 (stronger) | 63 |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 23rd | 94th |
| Total assets | $45.4M | $410.9M |
| Deposits / shares | $39.8M | $341.0M |
| Capital ratio | 11.29% | 15.85% (stronger) |
| Problem loans | 1.29% | 0.54% (stronger) |
| Net charge-offs | 1.29% | 0.32% (stronger) |
| Return on assets | 0.31% | 2.43% (stronger) |
| Loans ÷ deposits | 34.3% (stronger) | 97.0% |
| Uninsured deposits | 30.7% | 6.8% (stronger) |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 27.8% |
Interstate Credit Union has the higher TellerScore (89 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Savannah Schools Federal Credit Union leads on 1 and Interstate Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.