Side-by-side · Q2 2026 data
Savers Co-operative Bank vs Monson Savings Bank
Metric by metric
| Measure | Savers Co-operative Bank | Monson Savings Bank |
|---|---|---|
| TellerScore | 40 | 66 (stronger) |
| Capital cushion | 63 (stronger) | 45 |
| Loan quality | 0 | 92 (stronger) |
| Earnings | 47 | 60 (stronger) |
| Funding & liquidity | 47 | 54 (stronger) |
| Problem-loan coverage | 50 | 96 (stronger) |
| Peer percentile | 2nd | 31st |
| Total assets | $783.2M | $806.3M |
| Deposits / shares | $562.3M | $721.9M |
| Capital ratio | 11.30% (stronger) | 9.55% |
| Problem loans | 3.64% | 0.23% (stronger) |
| Net charge-offs | 0.04% | 0.01% (stronger) |
| Return on assets | 0.68% | 0.99% (stronger) |
| Loans ÷ deposits | 107.4% | 87.8% (stronger) |
| Uninsured deposits | 20.6% (stronger) | 31.5% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.9% |
Monson Savings Bank has the higher TellerScore (66 vs 40). On the 7 directional measures above (where higher or lower is clearly better), Savers Co-operative Bank leads on 2 and Monson Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.