Side-by-side · Q2 2026 data
Savings Bank vs PCSB Bank
Metric by metric
| Measure | Savings Bank | PCSB Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 77 |
| Capital cushion | 86 (stronger) | 61 |
| Loan quality | 89 | 92 (stronger) |
| Earnings | 78 (stronger) | 56 |
| Funding & liquidity | 49 | 96 (stronger) |
| Problem-loan coverage | 90 | 97 (stronger) |
| Peer percentile | 77th | 68th |
| Total assets | $304.8M | $326.1M |
| Deposits / shares | $242.1M | $294.0M |
| Capital ratio | 13.60% (stronger) | 11.09% |
| Problem loans | 0.32% | 0.25% (stronger) |
| Net charge-offs | 0.66% | 0.02% (stronger) |
| Return on assets | 1.44% (stronger) | 0.91% |
| Loans ÷ deposits | 93.8% | 60.3% (stronger) |
| Uninsured deposits | 30.9% | 18.7% (stronger) |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Savings Bank has the higher TellerScore (80 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Savings Bank leads on 3 and PCSB Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.