Side-by-side · Q2 2026 data
Savings Bank of Mendocino County vs Community First Credit Union
Metric by metric
| Measure | Savings Bank of Mendocino County | Community First Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 88 (stronger) | 59 |
| Earnings | 65 | 66 (stronger) |
| Funding & liquidity | 72 | 78 (stronger) |
| Problem-loan coverage | 97 (stronger) | 80 |
| Peer percentile | 97th | 31st |
| Total assets | $1.3B | $921.0M |
| Deposits / shares | $1.0B | $813.4M |
| Capital ratio | 17.93% (stronger) | 10.25% |
| Problem loans | 0.36% (stronger) | 1.22% |
| Net charge-offs | -0.01% (stronger) | 0.66% |
| Return on assets | 1.14% | 1.15% (stronger) |
| Loans ÷ deposits | 70.4% (stronger) | 82.2% |
| Uninsured deposits | 31.0% | 8.9% (stronger) |
| Offices | 9 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Savings Bank of Mendocino County has the higher TellerScore (86 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Savings Bank of Mendocino County leads on 5 and Community First Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Ukiah, CA
- Fort Bragg, CA
- Lakeport, CA