Side-by-side · Q2 2026 data
Savings Bank of Mendocino County vs Malaga Bank F.S.B.
Metric by metric
| Measure | Savings Bank of Mendocino County | Malaga Bank F.S.B. |
|---|---|---|
| TellerScore | 86 | 88 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 88 | 100 (stronger) |
| Earnings | 65 | 87 (stronger) |
| Funding & liquidity | 72 (stronger) | 37 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 97th | 98th |
| Total assets | $1.3B | $1.4B |
| Deposits / shares | $1.0B | $942.1M |
| Capital ratio | 17.93% (stronger) | 16.76% |
| Problem loans | 0.36% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.14% | 1.69% (stronger) |
| Loans ÷ deposits | 70.4% (stronger) | 131.4% |
| Uninsured deposits | 31.0% | 27.4% (stronger) |
| Offices | 9 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.7% |
Malaga Bank F.S.B. has the higher TellerScore (88 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Savings Bank of Mendocino County leads on 3 and Malaga Bank F.S.B. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.