Side-by-side · Q2 2026 data
Savings Bank of Mendocino County vs Redwood Credit Union
Metric by metric
| Measure | Savings Bank of Mendocino County | Redwood Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 83 |
| Loan quality | 88 (stronger) | 76 |
| Earnings | 65 | 73 (stronger) |
| Funding & liquidity | 72 (stronger) | 69 |
| Problem-loan coverage | 97 (stronger) | 91 |
| Peer percentile | 97th | 88th |
| Total assets | $1.3B | $10.7B |
| Deposits / shares | $1.0B | $9.3B |
| Capital ratio | 17.93% (stronger) | 13.26% |
| Problem loans | 0.36% (stronger) | 0.72% |
| Net charge-offs | -0.01% (stronger) | 0.73% |
| Return on assets | 1.14% | 1.34% (stronger) |
| Loans ÷ deposits | 70.4% (stronger) | 91.4% |
| Uninsured deposits | 31.0% | 12.8% (stronger) |
| Offices | 9 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Savings Bank of Mendocino County has the higher TellerScore (86 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Savings Bank of Mendocino County leads on 5 and Redwood Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.