Side-by-side · Q2 2026 data
Savings Bank of Mendocino County vs State Bank of India (California)
Metric by metric
| Measure | Savings Bank of Mendocino County | State Bank of India (California) |
|---|---|---|
| TellerScore | 86 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 90 |
| Loan quality | 88 (stronger) | 63 |
| Earnings | 65 (stronger) | 64 |
| Funding & liquidity | 72 (stronger) | 31 |
| Problem-loan coverage | 97 (stronger) | 87 |
| Peer percentile | 97th | 53rd |
| Total assets | $1.3B | $1.4B |
| Deposits / shares | $1.0B | $1.2B |
| Capital ratio | 17.93% (stronger) | 14.05% |
| Problem loans | 0.36% (stronger) | 1.11% |
| Net charge-offs | -0.01% (stronger) | 0.01% |
| Return on assets | 1.14% (stronger) | 1.10% |
| Loans ÷ deposits | 70.4% (stronger) | 98.8% |
| Uninsured deposits | 31.0% (stronger) | 42.2% |
| Offices | 9 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Savings Bank of Mendocino County has the higher TellerScore (86 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Savings Bank of Mendocino County leads on 7 and State Bank of India (California) on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.