Headquartered in Los Angeles, California, State Bank of India (California) is a state-chartered bank with $1.4B in total assets and $1.2B in deposits as of Q2 2026. It operates 8 offices. Its charter dates back to 1982.
State Bank of India (California) has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than 53% of its 897 banks with $1 billion – $10 billion. Among 116 banks headquartered in California, it ranks 62nd. Capital cushion contributes the most (90/100, 14.05%); funding & liquidity contributes the least (31/100, 99% loans-to-deposits, 42% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 5 points (74 → 69), mostly because the loan quality component weakened by 23 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 83 |
| Q3 2024 | 72 |
| Q4 2024 | 70 |
| Q1 2025 | 79 |
| Q2 2025 | 74 |
| Q3 2025 | 70 |
| Q4 2025 | 61 |
| Q1 2026 | 71 |
| Q2 2026 | 69 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 15.13% |
| Q3 2024 | 15.08% |
| Q4 2024 | 14.51% |
| Q1 2025 | 14.62% |
| Q2 2025 | 14.36% |
| Q3 2025 | 14.20% |
| Q4 2025 | 14.14% |
| Q1 2026 | 13.93% |
| Q2 2026 | 14.05% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.93% |
| Q4 2024 | 0.92% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.43% |
| Q3 2025 | 0.80% |
| Q4 2025 | 1.65% |
| Q1 2026 | 1.09% |
| Q2 2026 | 1.11% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.12% |
| Q3 2024 | 0.89% |
| Q4 2024 | 0.86% |
| Q1 2025 | 0.89% |
| Q2 2025 | 0.80% |
| Q3 2025 | 0.83% |
| Q4 2025 | 0.80% |
| Q1 2026 | 1.35% |
| Q2 2026 | 1.10% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $1.4B | 14.05% | 1.11% | 1.10% | 98.8% |
| Q1 2026 | 71 | $1.4B | 13.93% | 1.09% | 1.35% | 100.2% |
| Q4 2025 | 61 | $1.3B | 14.14% | 1.65% | 0.80% | 101.1% |
| Q3 2025 | 70 | $1.3B | 14.20% | 0.80% | 0.83% | 100.1% |
| Q2 2025 | 74 | $1.3B | 14.36% | 0.43% | 0.80% | 100.7% |
| Q1 2025 | 79 | $1.3B | 14.62% | 0.00% | 0.89% | 100.7% |
| Q4 2024 | 70 | $1.2B | 14.51% | 0.92% | 0.86% | 100.5% |
| Q3 2024 | 72 | $1.2B | 15.08% | 0.93% | 0.89% | 99.9% |
| Q2 2024 | 83 | $1.2B | 15.13% | 0.00% | 1.12% | 99.5% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| American Riviera BankBank Santa Barbara, CA | 67 out of 100, Moderate | $1.4B | 11.3% | 0.68% | vs |
| Malaga Bank F.S.B.Bank Palos Verdes Peninsula, CA | 88 out of 100, Very strong | $1.4B | 16.8% | 0.00% | vs |
| Savings Bank of Mendocino CountyBank Ukiah, CA | 86 out of 100, Very strong | $1.3B | 17.9% | 0.36% | vs |
| Bank of the OrientBank San Francisco, CA | 54 out of 100, Below average | $1.2B | 11.7% | 2.16% | vs |
| Provident Savings Bank, F.S.B.Bank Riverside, CA | 66 out of 100, Moderate | $1.2B | 10.3% | 0.05% | vs |
Deposit insurance
Is my money safe at State Bank of India (California)?
Yes. State Bank of India (California) is an FDIC-insured institution (FDIC certificate #23998). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 42.2% of deposits ($498.5M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.05%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 17.19% (benchmark: 10%).
8 locations
Branches
State Bank of India (California) lists 8 offices in 7 cities. Most locations:
- Los Angeles, CA (2)
- Cerritos, CA (1)
- Fremont, CA (1)
- Fresno, CA (1)
- San Diego, CA (1)
- Sunnyvale, CA (1)
- Woodland Hills, CA (1)
Identity & history
Profile
- Legal name
- State Bank of India (California)
- Type
- State-chartered bank
- FDIC certificate #
- 23998
- RSSD ID
- 779968
- Primary regulator
- FDIC
- Holding company
- State Bank of India
- Established
- September 3, 1982
- Headquarters
- 707 Wilshire Blvd, Los Angeles, CA 90017
- Website
- www.sbical.com
- Employees
- 99
Quick answers
State Bank of India (California): common questions
Is State Bank of India (California) FDIC insured?
Yes. State Bank of India (California) is an FDIC-insured institution (FDIC certificate #23998). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is State Bank of India (California)'s TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has State Bank of India (California) ever failed?
There is no failure record for FDIC certificate #23998 in the FDIC failed bank list.
How many branches does State Bank of India (California) have?
8 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Los Angeles
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA | 92 out of 100, Very strong | $1.7B | 15.5% | 0.60% | vs |
| Long Beach Firemen S Credit UnionCredit union Long Beach, CA | 91 out of 100, Very strong | $201.5M | 29.4% | 0.02% | vs |
| California Adventist Federal Credit UnionCredit union Glendale, CA | 89 out of 100, Very strong | $44.7M | 20.1% | 0.04% | vs |
| Asian Pacific National BankBank San Gabriel, CA | 89 out of 100, Very strong | $56.9M | 20.1% | 0.00% | vs |
| Hana Bank USA, National AssociationBank Fort Lee, NJ | 88 out of 100, Very strong | $835.2M | 25.4% | 0.00% | vs |