Side-by-side · Q2 2026 data
Sawyer Savings Bank vs Mid-Hudson Valley Federal Credit Union
Credit union
Mid-Hudson Valley Federal Credit Union
Kingston, New York · $1 billion – $10 billion
Metric by metric
| Measure | Sawyer Savings Bank | Mid-Hudson Valley Federal Credit Union |
|---|---|---|
| TellerScore | 44 | 69 (stronger) |
| Capital cushion | 60 (stronger) | 49 |
| Loan quality | 14 | 88 (stronger) |
| Earnings | 32 | 48 (stronger) |
| Funding & liquidity | 66 | 85 (stronger) |
| Problem-loan coverage | 64 | 95 (stronger) |
| Peer percentile | 4th | 54th |
| Total assets | $284.7M | $1.7B |
| Deposits / shares | $234.2M | $1.5B |
| Capital ratio | 11.02% (stronger) | 9.87% |
| Problem loans | 2.57% | 0.36% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.40% |
| Return on assets | 0.30% | 0.71% (stronger) |
| Loans ÷ deposits | 94.6% | 75.6% (stronger) |
| Uninsured deposits | 13.0% | 8.2% (stronger) |
| Offices | 4 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 36.9% |
Mid-Hudson Valley Federal Credit Union has the higher TellerScore (69 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Sawyer Savings Bank leads on 2 and Mid-Hudson Valley Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Highland, NY
- Saugerties, NY