Side-by-side · Q2 2026 data
Sawyer Savings Bank vs Self Reliance Financial Federal Credit Union
Credit union
Self Reliance Financial Federal Credit Union
New York, New York · $1 billion – $10 billion
Metric by metric
| Measure | Sawyer Savings Bank | Self Reliance Financial Federal Credit Union |
|---|---|---|
| TellerScore | 44 | 79 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 14 | 79 (stronger) |
| Earnings | 32 | 41 (stronger) |
| Funding & liquidity | 66 | 78 (stronger) |
| Problem-loan coverage | 64 | 95 (stronger) |
| Peer percentile | 4th | 86th |
| Total assets | $284.7M | $2.0B |
| Deposits / shares | $234.2M | $1.7B |
| Capital ratio | 11.02% | 17.16% (stronger) |
| Problem loans | 2.57% | 0.63% (stronger) |
| Net charge-offs | 0.01% | 0.01% (stronger) |
| Return on assets | 0.30% | 0.52% (stronger) |
| Loans ÷ deposits | 94.6% | 81.4% (stronger) |
| Uninsured deposits | 13.0% (stronger) | 16.1% |
| Offices | 4 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Self Reliance Financial Federal Credit Union has the higher TellerScore (79 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Sawyer Savings Bank leads on 1 and Self Reliance Financial Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.