Side-by-side · Q2 2026 data
Scale Bank vs Teamsters Credit Union
Metric by metric
| Measure | Scale Bank | Teamsters Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 67 |
| Capital cushion | 90 (stronger) | 46 |
| Loan quality | 98 (stronger) | 86 |
| Earnings | 100 (stronger) | 39 |
| Funding & liquidity | 9 | 99 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 84th | 34th |
| Total assets | $626.7M | $13.5M |
| Deposits / shares | $423.1M | $12.1M |
| Capital ratio | 14.02% (stronger) | 9.61% |
| Problem loans | 0.06% (stronger) | 0.43% |
| Net charge-offs | 0.00% | -0.10% (stronger) |
| Return on assets | 2.32% (stronger) | 0.48% |
| Loans ÷ deposits | 119.9% | 60.8% (stronger) |
| Uninsured deposits | 52.2% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Scale Bank has the higher TellerScore (83 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Scale Bank leads on 4 and Teamsters Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.