Side-by-side · Q2 2026 data
School Employees Credit Union vs Superior Municipal Employees Credit Union
Credit union
School Employees Credit Union
Superior, Wisconsin · Under $100 million in assets
Credit union
Superior Municipal Employees Credit Union
Superior, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | School Employees Credit Union | Superior Municipal Employees Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 79 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 53 (stronger) | 26 |
| Funding & liquidity | 76 (stronger) | 57 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 83rd | 62nd |
| Total assets | $2.4M | $3.0M |
| Deposits / shares | $2.0M | $2.4M |
| Capital ratio | 16.47% | 16.50% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 0.82% (stronger) | 0.15% |
| Loans ÷ deposits | 84.0% (stronger) | 102.8% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
School Employees Credit Union has the higher TellerScore (87 vs 79). On the 5 directional measures above (where higher or lower is clearly better), School Employees Credit Union leads on 3 and Superior Municipal Employees Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.