Side-by-side · Q2 2026 data
Schoolsfirst Federal Credit Union vs The Golden 1 Credit Union
Metric by metric
| Measure | Schoolsfirst Federal Credit Union | The Golden 1 Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 62 |
| Capital cushion | 45 | 49 (stronger) |
| Loan quality | 70 | 73 (stronger) |
| Earnings | 55 (stronger) | 41 |
| Funding & liquidity | 88 (stronger) | 78 |
| Problem-loan coverage | 88 | 88 |
| Peer percentile | 52nd | 42nd |
| Total assets | $37.2B | $22.2B |
| Deposits / shares | $32.0B | $19.9B |
| Capital ratio | 9.51% | 9.91% (stronger) |
| Problem loans | 0.91% | 0.80% (stronger) |
| Net charge-offs | 1.03% | 0.82% (stronger) |
| Return on assets | 0.87% (stronger) | 0.52% |
| Loans ÷ deposits | 72.0% (stronger) | 82.5% |
| Uninsured deposits | 11.2% | 6.9% (stronger) |
| Offices | 30 | 59 |
| CFPB complaints (3 yrs) | 387 | 553 |
| Complaints per $1B deposits | 12.1 (stronger) | 27.8 |
| Mortgage denial rate (HMDA) | — | — |
Schoolsfirst Federal Credit Union has the higher TellerScore (64 vs 62). On the 8 directional measures above (where higher or lower is clearly better), Schoolsfirst Federal Credit Union leads on 4 and The Golden 1 Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.