Side-by-side · Q2 2026 data
Scott State Bank vs First FSB of Mascoutah
Metric by metric
| Measure | Scott State Bank | First FSB of Mascoutah |
|---|---|---|
| TellerScore | 86 (stronger) | 52 |
| Capital cushion | 87 (stronger) | 55 |
| Loan quality | 92 (stronger) | 29 |
| Earnings | 65 (stronger) | 54 |
| Funding & liquidity | 92 (stronger) | 73 |
| Problem-loan coverage | 98 (stronger) | 68 |
| Peer percentile | 90th | 8th |
| Total assets | $203.5M | $207.3M |
| Deposits / shares | $178.0M | $185.3M |
| Capital ratio | 13.67% (stronger) | 10.46% |
| Problem loans | 0.24% (stronger) | 2.12% |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.12% (stronger) | 0.85% |
| Loans ÷ deposits | 65.5% (stronger) | 87.3% |
| Uninsured deposits | 17.9% | 10.8% (stronger) |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.4% | 3.0% |
Scott State Bank has the higher TellerScore (86 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Scott State Bank leads on 5 and First FSB of Mascoutah on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.