Side-by-side · Q2 2026 data
Scott State Bank vs Peoples Bank of Macon
Metric by metric
| Measure | Scott State Bank | Peoples Bank of Macon |
|---|---|---|
| TellerScore | 86 (stronger) | 82 |
| Capital cushion | 87 (stronger) | 86 |
| Loan quality | 92 | 100 (stronger) |
| Earnings | 65 (stronger) | 32 |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 90th | 70th |
| Total assets | $203.5M | $22.7M |
| Deposits / shares | $178.0M | $19.5M |
| Capital ratio | 13.67% (stronger) | 13.57% |
| Problem loans | 0.24% | 0.00% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.12% (stronger) | 0.30% |
| Loans ÷ deposits | 65.5% | 32.7% (stronger) |
| Uninsured deposits | 17.9% | 9.2% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.4% | — |
Scott State Bank has the higher TellerScore (86 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Scott State Bank leads on 3 and Peoples Bank of Macon on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.