Side-by-side · Q2 2026 data
Scottsdale Community Bank vs Gainey Business Bank
Metric by metric
| Measure | Scottsdale Community Bank | Gainey Business Bank |
|---|---|---|
| TellerScore | 38 | 67 (stronger) |
| Capital cushion | 64 | 79 (stronger) |
| Loan quality | 11 | 98 (stronger) |
| Earnings | 31 (stronger) | 17 |
| Funding & liquidity | 22 | 36 (stronger) |
| Problem-loan coverage | 61 | 99 (stronger) |
| Peer percentile | 2nd | 34th |
| Total assets | $125.2M | $106.6M |
| Deposits / shares | $99.7M | $89.7M |
| Capital ratio | 11.37% | 12.89% (stronger) |
| Problem loans | 2.68% | 0.07% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.42% |
| Return on assets | 0.28% (stronger) | -0.07% |
| Loans ÷ deposits | 101.5% (stronger) | 106.0% |
| Uninsured deposits | 48.3% | 31.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gainey Business Bank has the higher TellerScore (67 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Scottsdale Community Bank leads on 3 and Gainey Business Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.