Scottsdale Community Bank (FDIC certificate #59203) is based in Scottsdale, Arizona. Its Q2 2026 call report shows $125.2M in total assets and $99.7M in deposits and 1 office.
Scottsdale Community Bank has a TellerScore of 38 out of 100 (low) based on Q2 2026 data — higher than only 2% of its 2,650 banks with $100 million – $1 billion. Among 12 banks headquartered in Arizona, it ranks 10th. Capital cushion contributes the most (64/100, 11.37%); loan quality contributes the least (11/100, 2.68%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 33 points (71 → 38), mostly because the loan quality component weakened by 89 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 71 |
| Q3 2024 | 73 |
| Q4 2024 | 73 |
| Q1 2025 | 73 |
| Q2 2025 | 71 |
| Q3 2025 | 68 |
| Q4 2025 | 67 |
| Q1 2026 | 66 |
| Q2 2026 | 38 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 25.12% |
| Q3 2024 | 21.98% |
| Q4 2024 | 20.20% |
| Q1 2025 | 18.06% |
| Q2 2025 | 15.83% |
| Q3 2025 | 14.11% |
| Q4 2025 | 13.22% |
| Q1 2026 | 12.15% |
| Q2 2026 | 11.37% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 2.68% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -2.22% |
| Q3 2024 | -1.76% |
| Q4 2024 | -1.50% |
| Q1 2025 | -0.72% |
| Q2 2025 | -0.61% |
| Q3 2025 | -0.56% |
| Q4 2025 | -0.39% |
| Q1 2026 | 0.21% |
| Q2 2026 | 0.28% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 38 | $125.2M | 11.37% | 2.68% | 0.28% | 101.5% |
| Q1 2026 | 66 | $117.2M | 12.15% | 0.00% | 0.21% | 99.8% |
| Q4 2025 | 67 | $107.2M | 13.22% | 0.00% | -0.39% | 98.3% |
| Q3 2025 | 68 | $97.2M | 14.11% | 0.00% | -0.56% | 97.0% |
| Q2 2025 | 71 | $91.2M | 15.83% | 0.00% | -0.61% | 97.6% |
| Q1 2025 | 73 | $82.4M | 18.06% | 0.00% | -0.72% | 90.4% |
| Q4 2024 | 73 | $75.5M | 20.20% | 0.00% | -1.50% | 97.6% |
| Q3 2024 | 73 | $70.0M | 21.98% | 0.00% | -1.76% | 88.4% |
| Q2 2024 | 71 | $62.2M | 25.12% | 0.00% | -2.22% | 110.3% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Arizona
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Zenith Bank & TrustBank Scottsdale, AZ | 76 out of 100, Strong | $133.0M | 17.9% | 0.00% | vs |
| Gainey Business BankBank Scottsdale, AZ | 67 out of 100, Moderate | $106.6M | 12.9% | 0.07% | vs |
| Mission BankBank Kingman, AZ | 70 out of 100, Strong | $185.1M | 9.4% | 0.00% | vs |
| Integro BankBank Phoenix, AZ | 25 out of 100, Low | $195.6M | 9.9% | 3.71% | vs |
| Gateway Commercial BankBank Mesa, AZ | 68 out of 100, Moderate | $231.4M | 12.0% | 1.24% | vs |
| Goldwater Bank, N.A.Bank Phoenix, AZ | 35 out of 100, Low | $551.9M | 11.1% | 4.14% | vs |
Deposit insurance
Is my money safe at Scottsdale Community Bank?
Yes. Scottsdale Community Bank is an FDIC-insured institution (FDIC certificate #59203). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 48.3% of deposits ($48.2M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.37%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Scottsdale Community Bank lists 1 office in 1 city. Most locations:
- Scottsdale, AZ (1)
Identity & history
Profile
- Legal name
- Scottsdale Community Bank
- Type
- State-chartered bank
- FDIC certificate #
- 59203
- RSSD ID
- 5691319
- Primary regulator
- FDIC
- Established
- January 10, 2022
- Headquarters
- 8767 E Via De Ventura, Scottsdale, AZ 85258
- Employees
- 13
Quick answers
Scottsdale Community Bank: common questions
Is Scottsdale Community Bank FDIC insured?
Yes. Scottsdale Community Bank is an FDIC-insured institution (FDIC certificate #59203). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Scottsdale Community Bank's TellerScore?
38 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Scottsdale Community Bank ever failed?
There is no failure record for FDIC certificate #59203 in the FDIC failed bank list.
How many branches does Scottsdale Community Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Scottsdale
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mayo Employees Federal Credit UnionCredit union Rochester, MN | 98 out of 100, Very strong | $1.5B | 14.9% | 0.05% | vs |
| Greenwich Municipal Employees Federal Credit UnionCredit union Greenwich, CT | 89 out of 100, Very strong | $32.6M | 14.5% | 0.87% | vs |
| Em Federal Credit UnionCredit union Mesa, AZ | 86 out of 100, Very strong | $11.7M | 15.7% | 0.24% | vs |
| Desert Financial Credit UnionCredit union Phoenix, AZ | 80 out of 100, Strong | $9.9B | 12.1% | 0.47% | vs |
| Beal Bank USABank Las Vegas, NV | 80 out of 100, Strong | $11.0B | 21.9% | 0.78% | vs |
| Banner Federal Credit UnionCredit union Phoenix, AZ | 80 out of 100, Strong | $65.2M | 13.5% | 0.70% | vs |