Side-by-side · Q2 2026 data
Scottsdale Community Bank vs Zenith Bank & Trust
Metric by metric
| Measure | Scottsdale Community Bank | Zenith Bank & Trust |
|---|---|---|
| TellerScore | 38 | 76 (stronger) |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 11 | 100 (stronger) |
| Earnings | 31 (stronger) | 23 |
| Funding & liquidity | 22 | 41 (stronger) |
| Problem-loan coverage | 61 | 100 (stronger) |
| Peer percentile | 2nd | 64th |
| Total assets | $125.2M | $133.0M |
| Deposits / shares | $99.7M | $109.8M |
| Capital ratio | 11.37% | 17.91% (stronger) |
| Problem loans | 2.68% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.28% (stronger) | 0.08% |
| Loans ÷ deposits | 101.5% | 69.6% (stronger) |
| Uninsured deposits | 48.3% (stronger) | 60.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Zenith Bank & Trust has the higher TellerScore (76 vs 38). On the 6 directional measures above (where higher or lower is clearly better), Scottsdale Community Bank leads on 2 and Zenith Bank & Trust on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.