Side-by-side · Q2 2026 data
Scribner Bank vs Charter West Bank
Metric by metric
| Measure | Scribner Bank | Charter West Bank |
|---|---|---|
| TellerScore | 96 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 43 |
| Loan quality | 99 (stronger) | 91 |
| Earnings | 100 (stronger) | 82 |
| Funding & liquidity | 76 (stronger) | 43 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 97th | 37th |
| Total assets | $86.9M | $547.9M |
| Deposits / shares | $72.1M | $486.3M |
| Capital ratio | 16.56% (stronger) | 9.27% |
| Problem loans | 0.04% (stronger) | 0.26% |
| Net charge-offs | -0.12% (stronger) | 0.02% |
| Return on assets | 2.73% (stronger) | 1.54% |
| Loans ÷ deposits | 78.8% (stronger) | 87.3% |
| Uninsured deposits | 19.6% (stronger) | 42.2% |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.6% |
Scribner Bank has the higher TellerScore (96 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Scribner Bank leads on 7 and Charter West Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.