Side-by-side · Q2 2026 data
Scribner Bank vs F&M Bank
Metric by metric
| Measure | Scribner Bank | F&M Bank |
|---|---|---|
| TellerScore | 96 (stronger) | 83 |
| Capital cushion | 100 (stronger) | 68 |
| Loan quality | 99 (stronger) | 98 |
| Earnings | 100 (stronger) | 93 |
| Funding & liquidity | 76 (stronger) | 62 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 97th | 84th |
| Total assets | $86.9M | $354.6M |
| Deposits / shares | $72.1M | $311.6M |
| Capital ratio | 16.56% (stronger) | 11.76% |
| Problem loans | 0.04% (stronger) | 0.07% |
| Net charge-offs | -0.12% (stronger) | 0.01% |
| Return on assets | 2.73% (stronger) | 1.83% |
| Loans ÷ deposits | 78.8% (stronger) | 93.9% |
| Uninsured deposits | 19.6% | 18.5% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.0% |
Scribner Bank has the higher TellerScore (96 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Scribner Bank leads on 6 and F&M Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.