Side-by-side · Q2 2026 data
Sea Comm Federal Credit Union vs North Country Federal Credit Union
Credit union
North Country Federal Credit Union
Burlington, Vermont · $1 billion – $10 billion
Metric by metric
| Measure | Sea Comm Federal Credit Union | North Country Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 47 |
| Loan quality | 79 (stronger) | 64 |
| Earnings | 77 (stronger) | 53 |
| Funding & liquidity | 92 (stronger) | 69 |
| Problem-loan coverage | 96 (stronger) | 82 |
| Peer percentile | 94th | 22nd |
| Total assets | $777.3M | $1.1B |
| Deposits / shares | $651.4M | $1.0B |
| Capital ratio | 17.96% (stronger) | 9.72% |
| Problem loans | 0.63% (stronger) | 1.09% |
| Net charge-offs | 0.25% (stronger) | 0.43% |
| Return on assets | 1.42% (stronger) | 0.82% |
| Loans ÷ deposits | 68.0% (stronger) | 91.3% |
| Uninsured deposits | 5.5% (stronger) | 6.3% |
| Offices | 9 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sea Comm Federal Credit Union has the higher TellerScore (89 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Sea Comm Federal Credit Union leads on 7 and North Country Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.