Side-by-side · Q2 2026 data
Sea Comm Federal Credit Union vs Reliant Community Federal Credit Union
Credit union
Reliant Community Federal Credit Union
Sodus, New York · $100 million – $1 billion
Metric by metric
| Measure | Sea Comm Federal Credit Union | Reliant Community Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 46 |
| Loan quality | 79 | 88 (stronger) |
| Earnings | 77 (stronger) | 56 |
| Funding & liquidity | 92 (stronger) | 84 |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 94th | 48th |
| Total assets | $777.3M | $788.4M |
| Deposits / shares | $651.4M | $697.5M |
| Capital ratio | 17.96% (stronger) | 9.57% |
| Problem loans | 0.63% | 0.36% (stronger) |
| Net charge-offs | 0.25% | 0.23% (stronger) |
| Return on assets | 1.42% (stronger) | 0.90% |
| Loans ÷ deposits | 68.0% (stronger) | 76.5% |
| Uninsured deposits | 5.5% (stronger) | 5.6% |
| Offices | 9 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.9% |
Sea Comm Federal Credit Union has the higher TellerScore (89 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Sea Comm Federal Credit Union leads on 5 and Reliant Community Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.