Side-by-side · Q2 2026 data
Seaboard Federal Credit Union vs Lisbon Community Federal Credit Union
Metric by metric
| Measure | Seaboard Federal Credit Union | Lisbon Community Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 78 (stronger) |
| Capital cushion | 39 | 65 (stronger) |
| Loan quality | 53 | 92 (stronger) |
| Earnings | 47 | 55 (stronger) |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 81 | 98 (stronger) |
| Peer percentile | 14th | 74th |
| Total assets | $246.4M | $209.7M |
| Deposits / shares | $220.9M | $185.0M |
| Capital ratio | 8.90% | 11.50% (stronger) |
| Problem loans | 1.42% | 0.23% (stronger) |
| Net charge-offs | 0.22% | 0.12% (stronger) |
| Return on assets | 0.69% | 0.88% (stronger) |
| Loans ÷ deposits | 65.9% | 55.2% (stronger) |
| Uninsured deposits | 5.3% | 4.2% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.4% | — |
Lisbon Community Federal Credit Union has the higher TellerScore (78 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Seaboard Federal Credit Union leads on 0 and Lisbon Community Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.