TellerScore

Headquartered in Lisbon, Maine, Lisbon Community Federal Credit Union is a federal credit union with $209.7M in total assets and $185.0M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1959.

Based on its Q2 2026 filing, Lisbon Community Federal Credit Union scores 78/100, which we describe as strong. That is higher than 74% of 1,341 credit unions with $100 million – $1 billion. Among 48 credit unions headquartered in Maine, it ranks 13th. Its strongest component is funding & liquidity (100/100; 55% loans-to-deposits, 4% uninsured), and its lowest is earnings (55/100; 0.88%).

TellerScore · Q2 2026

Scorecard

Capital cushion65/100
Net worth ratio: 11.50%
Loan quality92/100
Loans 60+ days delinquent ÷ total loans: 0.23%
Earnings55/100
Return on assets (annualized): 0.88%
Funding & liquidity100/100
Loans ÷ shares: 55.2% · 4.2% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.97%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (78 → 78).

TellerScore
747779Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202479
Q3 202477
Q4 202476
Q1 202574
Q2 202578
Q3 202576
Q4 202577
Q1 202677
Q2 202678
Net worth ratio
7.00%9.25%11.50%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.99%
Q3 202411.05%
Q4 202411.17%
Q1 202510.96%
Q2 202511.13%
Q3 202511.19%
Q4 202511.29%
Q1 202611.18%
Q2 202611.50%
Delinquent loans (60+ days)
0.19%0.35%0.51%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.19%
Q3 20240.37%
Q4 20240.51%
Q1 20250.49%
Q2 20250.22%
Q3 20250.32%
Q4 20250.31%
Q1 20260.26%
Q2 20260.23%
Return on assets
0.80%0.93%1.06%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.06%
Q3 20241.04%
Q4 20240.98%
Q1 20250.81%
Q2 20250.91%
Q3 20250.83%
Q4 20250.84%
Q1 20260.80%
Q2 20260.88%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$209.7M11.50%0.23%0.88%55.2%
Q1 202677$211.2M11.18%0.26%0.80%53.3%
Q4 202577$205.5M11.29%0.31%0.84%55.7%
Q3 202576$203.2M11.19%0.32%0.83%55.3%
Q2 202578$201.4M11.13%0.22%0.91%55.0%
Q1 202574$199.8M10.96%0.49%0.81%55.3%
Q4 202476$192.3M11.17%0.51%0.98%57.5%
Q3 202477$190.7M11.05%0.37%1.04%57.8%
Q2 202479$187.4M10.99%0.19%1.06%57.8%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.50%
51st
Problem loans0.23%
87th
Net charge-offs0.12%
82nd
Return on assets0.88%
59th
Loans to deposits55.2%
85th
Uninsured deposits4.2%
69th
Loan-loss reserves0.00%
50th
Texas ratio1.0%
89th

Similar-size credit unions in Maine

InstitutionScoreAssetsCapitalProblem loansCompare
Saco Valley Credit UnionCredit union Saco, ME71 out of 100, Strong$195.5M10.9%0.36%vs
Maine Highlands Federal Credit UnionCredit union Dexter, ME56 out of 100, Moderate$230.1M10.9%2.32%vs
Sebasticook Valley Federal Credit UnionCredit union Pittsfield, ME84 out of 100, Strong$186.2M15.4%0.92%vs
New Dimensions Federal Credit UnionCredit union Waterville, ME46 out of 100, Below average$244.1M7.9%1.54%vs
Seaboard Federal Credit UnionCredit union Bucksport, ME57 out of 100, Moderate$246.4M8.9%1.42%vs
Lincoln Maine Federal Credit UnionCredit union Lincoln, ME78 out of 100, Strong$162.8M12.1%1.07%vs

Deposit insurance

Is my money safe at Lisbon Community Federal Credit Union?

Yes. Lisbon Community Federal Credit Union is a federally insured credit union (NCUA charter #13190). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.2% of shares and deposits ($7.7M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 11.50%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Lisbon Community Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Lisbon Community Federal Credit Union
Type
Federal credit union
NCUA charter #
13190
RSSD ID
950486
Primary regulator
NCUA
Established
1959
Headquarters
PO Box 878, Lisbon, ME 04250
Employees
37

Quick answers

Lisbon Community Federal Credit Union: common questions

Is Lisbon Community Federal Credit Union NCUA insured?

Yes. Lisbon Community Federal Credit Union is a federally insured credit union (NCUA charter #13190). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Lisbon Community Federal Credit Union's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Lisbon Community Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Lisbon

InstitutionScoreAssetsCapitalProblem loansCompare
Gardiner Federal Credit UnionCredit union Gardiner, ME96 out of 100, Very strong$100.7M15.9%0.12%vs
Eastmill Federal Credit UnionCredit union East Millinocke, ME87 out of 100, Very strong$79.6M18.6%0.00%vs
Bath Savings InstitutionBank Bath, ME82 out of 100, Strong$1.5B15.8%0.05%vs
Central Maine Federal Credit UnionCredit union Lewiston, ME81 out of 100, Strong$145.5M14.7%0.66%vs
Norway Savings BankBank Norway, ME81 out of 100, Strong$2.2B14.1%0.29%vs
Kennebec Savings BankBank Augusta, ME79 out of 100, Strong$1.9B14.0%0.46%vs