Side-by-side · Q2 2026 data
Seagoville Federal Credit Union vs Midland Municipal Employees Credit Union
Credit union
Seagoville Federal Credit Union
Seagoville, Texas · Under $100 million in assets
Credit union
Midland Municipal Employees Credit Union
Midland, Texas · Under $100 million in assets
Metric by metric
| Measure | Seagoville Federal Credit Union | Midland Municipal Employees Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 85 |
| Capital cushion | 100 (stronger) | 99 |
| Loan quality | 93 (stronger) | 85 |
| Earnings | 55 (stronger) | 46 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 87th | 77th |
| Total assets | $15.8M | $17.1M |
| Deposits / shares | $12.3M | $14.5M |
| Capital ratio | 21.64% (stronger) | 14.92% |
| Problem loans | 0.21% (stronger) | 0.44% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 0.86% (stronger) | 0.65% |
| Loans ÷ deposits | 56.3% | 29.5% (stronger) |
| Uninsured deposits | 0.6% (stronger) | 6.7% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Seagoville Federal Credit Union has the higher TellerScore (89 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Seagoville Federal Credit Union leads on 5 and Midland Municipal Employees Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.