Side-by-side · Q2 2026 data
Seaport Federal Credit Union vs Healthcare Employees Federal Credit Union
Credit union
Healthcare Employees Federal Credit Union
Princeton, New Jersey · $100 million – $1 billion
Metric by metric
| Measure | Seaport Federal Credit Union | Healthcare Employees Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 86 (stronger) |
| Capital cushion | 81 | 86 (stronger) |
| Loan quality | 83 (stronger) | 79 |
| Earnings | 25 | 88 (stronger) |
| Funding & liquidity | 100 (stronger) | 90 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 66th | 89th |
| Total assets | $109.6M | $137.2M |
| Deposits / shares | $94.8M | $119.0M |
| Capital ratio | 13.12% | 13.58% (stronger) |
| Problem loans | 0.50% (stronger) | 0.62% |
| Net charge-offs | 0.11% | 0.07% (stronger) |
| Return on assets | 0.14% | 1.71% (stronger) |
| Loans ÷ deposits | 54.0% (stronger) | 70.5% |
| Uninsured deposits | 15.1% | 2.4% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Healthcare Employees Federal Credit Union has the higher TellerScore (86 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Seaport Federal Credit Union leads on 2 and Healthcare Employees Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.