Side-by-side · Q2 2026 data
Secny Federal Credit Union vs Money Federal Credit Union
Metric by metric
| Measure | Secny Federal Credit Union | Money Federal Credit Union |
|---|---|---|
| TellerScore | 56 | 81 (stronger) |
| Capital cushion | 26 | 88 (stronger) |
| Loan quality | 69 | 90 (stronger) |
| Earnings | 37 | 37 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 87 | 98 (stronger) |
| Peer percentile | 13th | 68th |
| Total assets | $322.7M | $51.3M |
| Deposits / shares | $297.2M | $45.1M |
| Capital ratio | 7.56% | 13.78% (stronger) |
| Problem loans | 0.93% | 0.29% (stronger) |
| Net charge-offs | 0.34% | 0.02% (stronger) |
| Return on assets | 0.41% | 0.43% (stronger) |
| Loans ÷ deposits | 54.0% | 47.9% (stronger) |
| Uninsured deposits | 9.4% | 8.2% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.6% | — |
Money Federal Credit Union has the higher TellerScore (81 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Secny Federal Credit Union leads on 0 and Money Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.