Side-by-side · Q2 2026 data
Secured Advantage Federal Credit Union vs Curis Financial Credit Union
Credit union
Secured Advantage Federal Credit Union
Simpsonville, South Carolina · Under $100 million in assets
Credit union
Curis Financial Credit Union
Columbia, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Secured Advantage Federal Credit Union | Curis Financial Credit Union |
|---|---|---|
| TellerScore | 65 | 82 (stronger) |
| Capital cushion | 72 | 100 (stronger) |
| Loan quality | 71 | 80 (stronger) |
| Earnings | 8 | 39 (stronger) |
| Funding & liquidity | 100 (stronger) | 95 |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 30th | 70th |
| Total assets | $55.7M | $84.3M |
| Deposits / shares | $48.2M | $64.4M |
| Capital ratio | 12.18% | 23.49% (stronger) |
| Problem loans | 0.88% | 0.59% (stronger) |
| Net charge-offs | 0.58% | 0.32% (stronger) |
| Return on assets | -0.29% | 0.47% (stronger) |
| Loans ÷ deposits | 48.6% (stronger) | 65.7% |
| Uninsured deposits | 1.5% (stronger) | 4.4% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Curis Financial Credit Union has the higher TellerScore (82 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Secured Advantage Federal Credit Union leads on 2 and Curis Financial Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.