Side-by-side · Q2 2026 data
Secured Advantage Federal Credit Union vs Hopesouth Federal Credit Union
Credit union
Secured Advantage Federal Credit Union
Simpsonville, South Carolina · Under $100 million in assets
Credit union
Hopesouth Federal Credit Union
Abbeville, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Secured Advantage Federal Credit Union | Hopesouth Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 67 (stronger) |
| Capital cushion | 72 | 100 (stronger) |
| Loan quality | 71 (stronger) | 0 |
| Earnings | 8 | 67 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 (stronger) | 89 |
| Peer percentile | 30th | 34th |
| Total assets | $55.7M | $39.4M |
| Deposits / shares | $48.2M | $29.0M |
| Capital ratio | 12.18% | 25.39% (stronger) |
| Problem loans | 0.88% (stronger) | 3.23% |
| Net charge-offs | 0.58% (stronger) | 1.27% |
| Return on assets | -0.29% | 1.17% (stronger) |
| Loans ÷ deposits | 48.6% (stronger) | 53.6% |
| Uninsured deposits | 1.5% (stronger) | 2.0% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hopesouth Federal Credit Union has the higher TellerScore (67 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Secured Advantage Federal Credit Union leads on 4 and Hopesouth Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.