Side-by-side · Q2 2026 data
Secured Advantage Federal Credit Union vs Nucor Employee'S Credit Union
Credit union
Secured Advantage Federal Credit Union
Simpsonville, South Carolina · Under $100 million in assets
Credit union
Nucor Employee'S Credit Union
Florence, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Secured Advantage Federal Credit Union | Nucor Employee'S Credit Union |
|---|---|---|
| TellerScore | 65 | 91 (stronger) |
| Capital cushion | 72 | 100 (stronger) |
| Loan quality | 71 | 80 (stronger) |
| Earnings | 8 | 92 (stronger) |
| Funding & liquidity | 100 (stronger) | 87 |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 30th | 90th |
| Total assets | $55.7M | $68.2M |
| Deposits / shares | $48.2M | $54.2M |
| Capital ratio | 12.18% | 19.74% (stronger) |
| Problem loans | 0.88% | 0.61% (stronger) |
| Net charge-offs | 0.58% | 0.20% (stronger) |
| Return on assets | -0.29% | 1.80% (stronger) |
| Loans ÷ deposits | 48.6% (stronger) | 73.1% |
| Uninsured deposits | 1.5% (stronger) | 6.2% |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Nucor Employee'S Credit Union has the higher TellerScore (91 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Secured Advantage Federal Credit Union leads on 2 and Nucor Employee'S Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.