Side-by-side · Q2 2026 data
Secured Advantage Federal Credit Union vs Palmetto First Federal Credit Union
Credit union
Secured Advantage Federal Credit Union
Simpsonville, South Carolina · Under $100 million in assets
Credit union
Palmetto First Federal Credit Union
Florence, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Secured Advantage Federal Credit Union | Palmetto First Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 77 (stronger) |
| Capital cushion | 72 | 100 (stronger) |
| Loan quality | 71 (stronger) | 37 |
| Earnings | 8 | 87 (stronger) |
| Funding & liquidity | 100 (stronger) | 76 |
| Problem-loan coverage | 94 (stronger) | 87 |
| Peer percentile | 30th | 57th |
| Total assets | $55.7M | $64.1M |
| Deposits / shares | $48.2M | $50.5M |
| Capital ratio | 12.18% | 21.01% (stronger) |
| Problem loans | 0.88% (stronger) | 1.89% |
| Net charge-offs | 0.58% (stronger) | 1.56% |
| Return on assets | -0.29% | 1.66% (stronger) |
| Loans ÷ deposits | 48.6% (stronger) | 84.7% |
| Uninsured deposits | 1.5% (stronger) | 8.7% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Palmetto First Federal Credit Union has the higher TellerScore (77 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Secured Advantage Federal Credit Union leads on 4 and Palmetto First Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.