Side-by-side · Q2 2026 data
Secured Advantage Federal Credit Union vs Tru Federal Credit Union
Credit union
Secured Advantage Federal Credit Union
Simpsonville, South Carolina · Under $100 million in assets
Credit union
Tru Federal Credit Union
Greenwood, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Secured Advantage Federal Credit Union | Tru Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 68 (stronger) |
| Capital cushion | 72 (stronger) | 60 |
| Loan quality | 71 | 86 (stronger) |
| Earnings | 8 | 25 (stronger) |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 30th | 36th |
| Total assets | $55.7M | $63.4M |
| Deposits / shares | $48.2M | $54.9M |
| Capital ratio | 12.18% (stronger) | 11.01% |
| Problem loans | 0.88% | 0.42% (stronger) |
| Net charge-offs | 0.58% (stronger) | 1.02% |
| Return on assets | -0.29% | 0.12% (stronger) |
| Loans ÷ deposits | 48.6% (stronger) | 68.2% |
| Uninsured deposits | 1.5% | 1.1% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tru Federal Credit Union has the higher TellerScore (68 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Secured Advantage Federal Credit Union leads on 3 and Tru Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.