Side-by-side · Q2 2026 data
Security Bank and Trust Co. vs First State Bank
Metric by metric
| Measure | Security Bank and Trust Co. | First State Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 55 |
| Loan quality | 38 | 71 (stronger) |
| Earnings | 100 (stronger) | 64 |
| Funding & liquidity | 95 (stronger) | 89 |
| Problem-loan coverage | 91 | 91 |
| Peer percentile | 73rd | 58th |
| Total assets | $71.8M | $1.2B |
| Deposits / shares | $60.3M | $1.1B |
| Capital ratio | 15.74% (stronger) | 10.47% |
| Problem loans | 1.86% | 0.86% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 2.00% (stronger) | 1.10% |
| Loans ÷ deposits | 44.5% (stronger) | 51.5% |
| Uninsured deposits | 19.7% (stronger) | 25.0% |
| Offices | 2 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security Bank and Trust Co. has the higher TellerScore (83 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Security Bank and Trust Co. leads on 6 and First State Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.