Side-by-side · Q2 2026 data
Security Bank and Trust Co. vs Peoples Bank of Kentucky, Inc.
Metric by metric
| Measure | Security Bank and Trust Co. | Peoples Bank of Kentucky, Inc. |
|---|---|---|
| TellerScore | 83 (stronger) | 45 |
| Capital cushion | 100 (stronger) | 61 |
| Loan quality | 38 (stronger) | 0 |
| Earnings | 100 (stronger) | 40 |
| Funding & liquidity | 95 (stronger) | 80 |
| Problem-loan coverage | 91 (stronger) | 66 |
| Peer percentile | 73rd | 4th |
| Total assets | $71.8M | $564.9M |
| Deposits / shares | $60.3M | $489.3M |
| Capital ratio | 15.74% (stronger) | 11.13% |
| Problem loans | 1.86% (stronger) | 3.20% |
| Net charge-offs | 0.00% (stronger) | 0.13% |
| Return on assets | 2.00% (stronger) | 0.49% |
| Loans ÷ deposits | 44.5% (stronger) | 78.5% |
| Uninsured deposits | 19.7% | 16.2% (stronger) |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security Bank and Trust Co. has the higher TellerScore (83 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Security Bank and Trust Co. leads on 6 and Peoples Bank of Kentucky, Inc. on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.