Side-by-side · Q2 2026 data
Security Bank and Trust Co. vs Pinnacle Bank, Inc.
Metric by metric
| Measure | Security Bank and Trust Co. | Pinnacle Bank, Inc. |
|---|---|---|
| TellerScore | 83 (stronger) | 67 |
| Capital cushion | 100 | 100 |
| Loan quality | 38 | 42 (stronger) |
| Earnings | 100 (stronger) | 37 |
| Funding & liquidity | 95 (stronger) | 70 |
| Problem-loan coverage | 91 (stronger) | 83 |
| Peer percentile | 73rd | 30th |
| Total assets | $71.8M | $57.9M |
| Deposits / shares | $60.3M | $46.8M |
| Capital ratio | 15.74% (stronger) | 15.67% |
| Problem loans | 1.86% | 1.74% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.97% |
| Return on assets | 2.00% (stronger) | 0.43% |
| Loans ÷ deposits | 44.5% (stronger) | 78.4% |
| Uninsured deposits | 19.7% (stronger) | 25.3% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security Bank and Trust Co. has the higher TellerScore (83 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Security Bank and Trust Co. leads on 6 and Pinnacle Bank, Inc. on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.