Side-by-side · Q2 2026 data
Security Bank and Trust Co. vs Southern Hills Community Bank
Metric by metric
| Measure | Security Bank and Trust Co. | Southern Hills Community Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 88 |
| Loan quality | 38 | 47 (stronger) |
| Earnings | 100 (stronger) | 45 |
| Funding & liquidity | 95 | 100 (stronger) |
| Problem-loan coverage | 91 (stronger) | 86 |
| Peer percentile | 73rd | 47th |
| Total assets | $71.8M | $209.6M |
| Deposits / shares | $60.3M | $179.5M |
| Capital ratio | 15.74% (stronger) | 13.77% |
| Problem loans | 1.86% | 1.58% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.14% |
| Return on assets | 2.00% (stronger) | 0.62% |
| Loans ÷ deposits | 44.5% (stronger) | 57.2% |
| Uninsured deposits | 19.7% | 14.9% (stronger) |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.4% |
Security Bank and Trust Co. has the higher TellerScore (83 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Security Bank and Trust Co. leads on 5 and Southern Hills Community Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.