Side-by-side · Q2 2026 data
Security Bank & Trust Company vs Minnco Credit Union
Metric by metric
| Measure | Security Bank & Trust Company | Minnco Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 70 |
| Capital cushion | 44 | 49 (stronger) |
| Loan quality | 89 (stronger) | 85 |
| Earnings | 98 (stronger) | 56 |
| Funding & liquidity | 60 | 92 (stronger) |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 74th | 51st |
| Total assets | $1.3B | $604.7M |
| Deposits / shares | $1.2B | $530.6M |
| Capital ratio | 9.37% | 9.95% (stronger) |
| Problem loans | 0.34% (stronger) | 0.44% |
| Net charge-offs | 0.07% (stronger) | 0.50% |
| Return on assets | 1.96% (stronger) | 0.91% |
| Loans ÷ deposits | 71.3% | 68.0% (stronger) |
| Uninsured deposits | 40.9% | 8.1% (stronger) |
| Offices | 19 | 8 |
| CFPB complaints (3 yrs) | 124 | — |
| Complaints per $1B deposits | 103.3 | — |
| Mortgage denial rate (HMDA) | 2.6% | 23.0% |
Security Bank & Trust Company has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Security Bank & Trust Company leads on 4 and Minnco Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Cambridge, MN
- Isanti, MN