Side-by-side · Q2 2026 data
Security Bank & Trust Company vs North American Banking Company
Metric by metric
| Measure | Security Bank & Trust Company | North American Banking Company |
|---|---|---|
| TellerScore | 74 (stronger) | 68 |
| Capital cushion | 44 (stronger) | 39 |
| Loan quality | 89 (stronger) | 83 |
| Earnings | 98 | 100 (stronger) |
| Funding & liquidity | 60 (stronger) | 39 |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 74th | 49th |
| Total assets | $1.3B | $1.5B |
| Deposits / shares | $1.2B | $1.1B |
| Capital ratio | 9.37% (stronger) | 8.91% |
| Problem loans | 0.34% (stronger) | 0.51% |
| Net charge-offs | 0.07% | 0.02% (stronger) |
| Return on assets | 1.96% | 2.13% (stronger) |
| Loans ÷ deposits | 71.3% | 71.3% (stronger) |
| Uninsured deposits | 40.9% (stronger) | 81.2% |
| Offices | 19 | 6 |
| CFPB complaints (3 yrs) | 124 | — |
| Complaints per $1B deposits | 103.3 | — |
| Mortgage denial rate (HMDA) | 2.6% | — |
Security Bank & Trust Company has the higher TellerScore (74 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Security Bank & Trust Company leads on 4 and North American Banking Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.