Side-by-side · Q2 2026 data
Security Bank & Trust Company vs Premier Bank
Metric by metric
| Measure | Security Bank & Trust Company | Premier Bank |
|---|---|---|
| TellerScore | 74 | 76 (stronger) |
| Capital cushion | 44 | 52 (stronger) |
| Loan quality | 89 | 100 (stronger) |
| Earnings | 98 | 98 |
| Funding & liquidity | 60 (stronger) | 39 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 74th | 80th |
| Total assets | $1.3B | $1.2B |
| Deposits / shares | $1.2B | $1.0B |
| Capital ratio | 9.37% | 10.24% (stronger) |
| Problem loans | 0.34% | 0.00% (stronger) |
| Net charge-offs | 0.07% | -0.02% (stronger) |
| Return on assets | 1.96% (stronger) | 1.95% |
| Loans ÷ deposits | 71.3% (stronger) | 84.1% |
| Uninsured deposits | 40.9% (stronger) | 48.8% |
| Offices | 19 | 8 |
| CFPB complaints (3 yrs) | 124 | — |
| Complaints per $1B deposits | 103.3 | — |
| Mortgage denial rate (HMDA) | 2.6% | 6.3% |
Premier Bank has the higher TellerScore (76 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Security Bank & Trust Company leads on 3 and Premier Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.