Side-by-side · Q2 2026 data
Security Bank vs Bank of Lincoln County
Metric by metric
| Measure | Security Bank | Bank of Lincoln County |
|---|---|---|
| TellerScore | 70 | 86 (stronger) |
| Capital cushion | 55 | 72 (stronger) |
| Loan quality | 82 | 100 (stronger) |
| Earnings | 49 | 98 (stronger) |
| Funding & liquidity | 88 (stronger) | 63 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 43rd | 90th |
| Total assets | $224.1M | $230.1M |
| Deposits / shares | $191.8M | $198.3M |
| Capital ratio | 10.53% | 12.23% (stronger) |
| Problem loans | 0.54% | 0.01% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 0.73% | 1.94% (stronger) |
| Loans ÷ deposits | 54.4% (stronger) | 86.6% |
| Uninsured deposits | 26.1% | 24.6% (stronger) |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Bank of Lincoln County has the higher TellerScore (86 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Security Bank leads on 2 and Bank of Lincoln County on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.