Security Bank is a state-chartered bank (fed member) headquartered in Newbern, Tennessee, in business for about 95 years. At the end of Q2 2026 it reported $224.1M in total assets and $191.8M in deposits, with 6 offices.
Security Bank has a TellerScore of 70 out of 100 (strong) based on Q2 2026 data — higher than only 43% of its 2,650 banks with $100 million – $1 billion. Among 109 banks headquartered in Tennessee, it ranks 60th. Problem-loan coverage contributes the most (95/100, 2.4%); earnings contributes the least (49/100, 0.73%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (69 → 70).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 70 |
| Q3 2024 | 68 |
| Q4 2024 | 67 |
| Q1 2025 | 62 |
| Q2 2025 | 69 |
| Q3 2025 | 69 |
| Q4 2025 | 68 |
| Q1 2026 | 64 |
| Q2 2026 | 70 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.06% |
| Q3 2024 | 11.05% |
| Q4 2024 | 10.56% |
| Q1 2025 | 10.62% |
| Q2 2025 | 10.86% |
| Q3 2025 | 10.83% |
| Q4 2025 | 10.31% |
| Q1 2026 | 10.28% |
| Q2 2026 | 10.53% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.52% |
| Q3 2024 | 0.72% |
| Q4 2024 | 0.67% |
| Q1 2025 | 0.97% |
| Q2 2025 | 0.52% |
| Q3 2025 | 0.56% |
| Q4 2025 | 0.52% |
| Q1 2026 | 0.93% |
| Q2 2026 | 0.54% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.38% |
| Q3 2024 | 0.39% |
| Q4 2024 | 0.40% |
| Q1 2025 | 0.24% |
| Q2 2025 | 0.44% |
| Q3 2025 | 0.44% |
| Q4 2025 | 0.55% |
| Q1 2026 | 0.67% |
| Q2 2026 | 0.73% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 70 | $224.1M | 10.53% | 0.54% | 0.73% | 54.4% |
| Q1 2026 | 64 | $233.2M | 10.28% | 0.93% | 0.67% | 47.8% |
| Q4 2025 | 68 | $229.8M | 10.31% | 0.52% | 0.55% | 46.5% |
| Q3 2025 | 69 | $220.1M | 10.83% | 0.56% | 0.44% | 47.4% |
| Q2 2025 | 69 | $214.4M | 10.86% | 0.52% | 0.44% | 47.7% |
| Q1 2025 | 62 | $219.5M | 10.62% | 0.97% | 0.24% | 44.0% |
| Q4 2024 | 67 | $215.1M | 10.56% | 0.67% | 0.40% | 42.1% |
| Q3 2024 | 68 | $212.5M | 11.05% | 0.72% | 0.39% | 43.5% |
| Q2 2024 | 70 | $208.7M | 11.06% | 0.52% | 0.38% | 39.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Tennessee
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Farmers & Commercial BankBank Pikeville, TN | 71 out of 100, Strong | $226.4M | 9.9% | 0.07% | vs |
| First Peoples Bank of TennesseeBank Jefferson City, TN | 75 out of 100, Strong | $219.5M | 11.4% | 0.08% | vs |
| Bank of Lincoln CountyBank Fayetteville, TN | 86 out of 100, Very strong | $230.1M | 12.2% | 0.01% | vs |
| Foundation BankBank Mc Kenzie, TN | 75 out of 100, Strong | $217.9M | 14.7% | 2.39% | vs |
| Peoples Bank of the SouthBank La Follette, TN | 76 out of 100, Strong | $232.0M | 12.4% | 0.85% | vs |
| Farmers State BankBank Mountain City, TN | 73 out of 100, Strong | $232.6M | 12.6% | 0.83% | vs |
Deposit insurance
Is my money safe at Security Bank?
Yes. Security Bank is an FDIC-insured institution (FDIC certificate #2391). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 26.1% of deposits ($50.1M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.53%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.99% (benchmark: 10%).
6 locations
Branches
Security Bank lists 6 offices in 4 cities. Most locations:
- Dyersburg, TN (3)
- Newbern, TN (1)
- Trenton, TN (1)
- Trimble, TN (1)
HMDA 2025
Mortgage lending
In 2025, Security Bank reported 113 home-loan applications under HMDA (LEI 549300PCSJGT8XU10K84): 108 originated ($18,550,000 total), 0 denied, and 5 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Security Bank
- Former names
- Security State Bank; Newbern State Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 2391
- RSSD ID
- 497851
- Primary regulator
- FED
- Holding company
- Security Bcorp of Tn Inc
- Established
- January 1, 1931
- Headquarters
- 602 W Main St, Newbern, TN 38059
- Website
- www.bankatsecurity.com
- Employees
- 78
Quick answers
Security Bank: common questions
Is Security Bank FDIC insured?
Yes. Security Bank is an FDIC-insured institution (FDIC certificate #2391). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Security Bank's TellerScore?
70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Security Bank ever failed?
There is no failure record for FDIC certificate #2391 in the FDIC failed bank list.
How many branches does Security Bank have?
6 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Newbern
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First South Financial Federal Credit UnionCredit union Bartlett, TN | 95 out of 100, Very strong | $844.8M | 30.2% | 0.22% | vs |
| Security Bank and Trust CompanyBank Paris, TN | 79 out of 100, Strong | $1.7B | 10.9% | 0.02% | vs |
| Bank of CrockettBank Bells, TN | 76 out of 100, Strong | $299.1M | 10.5% | 0.29% | vs |
| Foundation BankBank Mc Kenzie, TN | 75 out of 100, Strong | $217.9M | 14.7% | 2.39% | vs |
| Focus BankBank Charleston, MO | 75 out of 100, Strong | $854.1M | 12.6% | 0.85% | vs |
| The Park National BankBank Newark, OH | 72 out of 100, Strong | $12.6B | 10.3% | 0.86% | vs |