Side-by-side · Q2 2026 data
Security Bank vs Peoples Bank of the South
Metric by metric
| Measure | Security Bank | Peoples Bank of the South |
|---|---|---|
| TellerScore | 70 | 76 (stronger) |
| Capital cushion | 55 | 74 (stronger) |
| Loan quality | 82 (stronger) | 72 |
| Earnings | 49 | 100 (stronger) |
| Funding & liquidity | 88 (stronger) | 44 |
| Problem-loan coverage | 95 (stronger) | 89 |
| Peer percentile | 43rd | 64th |
| Total assets | $224.1M | $232.0M |
| Deposits / shares | $191.8M | $190.5M |
| Capital ratio | 10.53% | 12.43% (stronger) |
| Problem loans | 0.54% (stronger) | 0.85% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 0.73% | 3.10% (stronger) |
| Loans ÷ deposits | 54.4% (stronger) | 104.2% |
| Uninsured deposits | 26.1% | 25.6% (stronger) |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Peoples Bank of the South has the higher TellerScore (76 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Security Bank leads on 3 and Peoples Bank of the South on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.