Side-by-side · Q2 2026 data
Security Bank vs The Lauderdale County Bank
Metric by metric
| Measure | Security Bank | The Lauderdale County Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 67 |
| Capital cushion | 55 | 65 (stronger) |
| Loan quality | 82 (stronger) | 50 |
| Earnings | 49 | 56 (stronger) |
| Funding & liquidity | 88 | 98 (stronger) |
| Problem-loan coverage | 95 (stronger) | 87 |
| Peer percentile | 43rd | 30th |
| Total assets | $224.1M | $67.5M |
| Deposits / shares | $191.8M | $59.9M |
| Capital ratio | 10.53% | 11.54% (stronger) |
| Problem loans | 0.54% (stronger) | 1.50% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 0.73% | 0.89% (stronger) |
| Loans ÷ deposits | 54.4% | 50.9% (stronger) |
| Uninsured deposits | 26.1% | 16.7% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Security Bank has the higher TellerScore (70 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Security Bank leads on 2 and The Lauderdale County Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.