Side-by-side · Q2 2026 data
Security Bank vs First Bank & Trust Co.
Metric by metric
| Measure | Security Bank | First Bank & Trust Co. |
|---|---|---|
| TellerScore | 81 (stronger) | 61 |
| Capital cushion | 68 | 99 (stronger) |
| Loan quality | 95 (stronger) | 0 |
| Earnings | 100 | 100 |
| Funding & liquidity | 50 (stronger) | 44 |
| Problem-loan coverage | 98 (stronger) | 51 |
| Peer percentile | 80th | 20th |
| Total assets | $939.0M | $952.1M |
| Deposits / shares | $827.5M | $802.1M |
| Capital ratio | 11.84% | 14.89% (stronger) |
| Problem loans | 0.15% (stronger) | 5.22% |
| Net charge-offs | 0.02% (stronger) | 0.68% |
| Return on assets | 2.18% | 2.20% (stronger) |
| Loans ÷ deposits | 91.8% | 87.4% (stronger) |
| Uninsured deposits | 31.8% (stronger) | 40.7% |
| Offices | 1 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.4% | — |
Security Bank has the higher TellerScore (81 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Security Bank leads on 4 and First Bank & Trust Co. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.