Security Bank (FDIC certificate #4178) is based in Tulsa, Oklahoma. Its Q2 2026 call report shows $939.0M in total assets and $827.5M in deposits and 1 office.
Based on its Q2 2026 filing, Security Bank scores 81/100, which we describe as strong. That is higher than 80% of 2,650 banks with $100 million – $1 billion. Among 170 banks headquartered in Oklahoma, it ranks 37th. Its strongest component is earnings (100/100; 2.18%), and its lowest is funding & liquidity (50/100; 92% loans-to-deposits, 32% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (76 → 81), mostly because the loan quality component improved by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 73 |
| Q3 2024 | 81 |
| Q4 2024 | 78 |
| Q1 2025 | 72 |
| Q2 2025 | 76 |
| Q3 2025 | 76 |
| Q4 2025 | 79 |
| Q1 2026 | 81 |
| Q2 2026 | 81 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.23% |
| Q3 2024 | 11.37% |
| Q4 2024 | 11.12% |
| Q1 2025 | 11.55% |
| Q2 2025 | 11.42% |
| Q3 2025 | 11.33% |
| Q4 2025 | 11.36% |
| Q1 2026 | 12.01% |
| Q2 2026 | 11.84% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.71% |
| Q3 2024 | 0.03% |
| Q4 2024 | 0.15% |
| Q1 2025 | 0.94% |
| Q2 2025 | 0.52% |
| Q3 2025 | 0.56% |
| Q4 2025 | 0.29% |
| Q1 2026 | 0.25% |
| Q2 2026 | 0.15% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.08% |
| Q3 2024 | 2.24% |
| Q4 2024 | 2.20% |
| Q1 2025 | 2.33% |
| Q2 2025 | 2.34% |
| Q3 2025 | 2.29% |
| Q4 2025 | 2.31% |
| Q1 2026 | 2.16% |
| Q2 2026 | 2.18% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 81 | $939.0M | 11.84% | 0.15% | 2.18% | 91.8% |
| Q1 2026 | 81 | $915.7M | 12.01% | 0.25% | 2.16% | 93.3% |
| Q4 2025 | 79 | $898.4M | 11.36% | 0.29% | 2.31% | 92.8% |
| Q3 2025 | 76 | $918.9M | 11.33% | 0.56% | 2.29% | 90.7% |
| Q2 2025 | 76 | $903.2M | 11.42% | 0.52% | 2.34% | 94.7% |
| Q1 2025 | 72 | $892.5M | 11.55% | 0.94% | 2.33% | 94.9% |
| Q4 2024 | 78 | $874.6M | 11.12% | 0.15% | 2.20% | 94.9% |
| Q3 2024 | 81 | $856.4M | 11.37% | 0.03% | 2.24% | 95.4% |
| Q2 2024 | 73 | $840.4M | 11.23% | 0.71% | 2.08% | 97.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First National Bank of OklahomaBank Oklahoma City, OK | 66 out of 100, Moderate | $949.9M | 10.5% | 1.39% | vs |
| First Bank & Trust Co.Bank Duncan, OK | 61 out of 100, Moderate | $952.1M | 14.9% | 5.22% | vs |
| Valliance BankBank Oklahoma City, OK | 47 out of 100, Below average | $923.3M | 9.3% | 1.58% | vs |
| F&M BankBank Edmond, OK | 71 out of 100, Strong | $915.3M | 10.0% | 0.36% | vs |
| SpiritBankBank Tulsa, OK | 63 out of 100, Moderate | $912.8M | 9.3% | 0.86% | vs |
| First Liberty BankBank Oklahoma City, OK | 76 out of 100, Strong | $885.0M | 11.8% | 0.07% | vs |
Deposit insurance
Is my money safe at Security Bank?
Yes. Security Bank is an FDIC-insured institution (FDIC certificate #4178). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 31.8% of deposits ($263.1M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.84%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.60% (benchmark: 10%).
1 location
Branches
Security Bank lists 1 office in 1 city. Most locations:
- Tulsa, OK (1)
HMDA 2025
Mortgage lending
In 2025, Security Bank reported 73 home-loan applications under HMDA (LEI 5493007KC6RR4UC6S050): 62 originated ($20,910,000 total), 1 denied, and 3 withdrawn or closed by the applicant. Its denial rate on decided applications was 1.4%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Security Bank
- Former names
- The Pawnee National Bank; Security Bank, National Association
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 4178
- RSSD ID
- 516855
- Primary regulator
- FED
- Holding company
- Pawnee Holding Co Inc
- Established
- January 1, 1902
- Headquarters
- 10727 E 51st St, Tulsa, OK 74146
- Website
- www.sbtulsa.bank
- Employees
- 72
Quick answers
Security Bank: common questions
Is Security Bank FDIC insured?
Yes. Security Bank is an FDIC-insured institution (FDIC certificate #4178). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Security Bank's TellerScore?
81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Security Bank ever failed?
FDIC records show The Pawnee National Bank failed on September 12, 1990.
How many branches does Security Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Tulsa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Bank of OwassoBank Owasso, OK | 93 out of 100, Very strong | $639.3M | 15.7% | 0.01% | vs |
| First BankBank Erick, OK | 93 out of 100, Very strong | $118.0M | 14.2% | 0.27% | vs |
| Saint Francis Employees Federal Credit UnionCredit union Tulsa, OK | 92 out of 100, Very strong | $44.7M | 15.9% | 0.20% | vs |
| The First National Bank and Trust Company of Broken ArrowBank Broken Arrow, OK | 89 out of 100, Very strong | $269.5M | 16.4% | 0.14% | vs |
| International Bank of CommerceBank Oklahoma City, OK | 88 out of 100, Very strong | $1.6B | 15.5% | 0.66% | vs |
| United Members Federal Credit UnionCredit union Tulsa, OK | 87 out of 100, Very strong | $10.4M | 18.6% | 0.15% | vs |